The best online trading portal/facility in Malaysia

Ok..this is stock-related entry.

Just wanna list down some of the best online trading facility in malaysia based on my research on the internet. It's just in random order.

1. HLe-broking

2. OSK

3. Apexetrade

4. iTradeCIMB

5. Jupiter

6. Hmm...any other recommendations? ;p

I'm planning to play the stock game first as a learning process. So far, i got a few options but still not making any decisions. CIMB stock game perhaps? Oh and here are the options:

1. itradeCIMB stock game

2. OSK 188 stock game

3. MBB stock game

Confuse...confuse...

School holiday!

Yeay! After several hectic weeks with loads of works to be done, it's holiday at last!

Hmm my main objective : ganti puasa! Hahah.. Tak habis ganti lagi ni.

2nd objective : sofea learns the basic of underwater swimming. Hehe. I figured that we can't force children to swim..but we can create a joyful moments of learning so that they'll feel comfortable n safe in the water. So far, she's very confident above the surface. But I dun think she's ready to go below the surface.

And thanx to internet....at least I get some ideas on how to teach my daughter to love water and finally swimming. But surely a long process n need a lot of patience, compassion, time n energy. Huhu. We'll see how it goes;-)

3rd objective : finish marking the students exam paper.

4th objective : Finish reading my book on japanese candlesticks so that I can start investing in stocks using virtual money. N after I convince mylocx i'm a good investor n know when to buy or when to sell, then I can jump into the real game. Tapi itu rasanya jauh lagi. Yg penting, learn the fundamental things first. Hahah.

Last but not least....harap2 dapat update blog selalu.hehe.

Daa...

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Warren Buffet principle

Wow.It's weekend.

Ape plan korang sumer? I japgi nak pergi Jusco Maluri kot. Restock bahan keperluan rumah. Hehe.

Hmm i'm so hungry. Haha. Eating out la hari ni. Best2.

Dok baca various articles bout stock investment.

Btw, ni ada investment principle of Warren Buffet. Just for my reference and for sharing.

Do you know this man? Kalo sape tak kenal tu...Warren Buffet is one of the most successful investors in the world. He's ranked the third wealthiest person in the world as of 2010.
Memang legend la..Sape tak kenal dia kan.

So this is the article.

Stock investments should be looked at in the same way as buying a business. The stock investor is really buying a tiny share or partnership and should apply the same principles that they would in buying a business – the Benjamin Graham approach:

1. The company should be soundly managed. Tests of good management include:

• Share buybacks
• Good use of retained earnings
• Sticking to what you know

2. The company has demonstrated earning capacity with a likelihood that this will continue. Tests of earning capacity include:

• Company growth
• Dealing with inflation
• Capital expenditure
• Look through earnings
• Brand names

3. The company should have consistently high returns. Warren Buffett would look at both:

• Returns on equity
• Returns on capital

4. The company should have a prudent approach to debt.

5. The businesses of the company should be simple and the investor should have an understanding of the company.

See case studies

6. Assuming that all these thresholds are satisfied, the investment should only be made at a reasonable price, with a margin of safety. This is always a matter for independent judgment by the investor but it is relevant to consider:

• Price/earnings ratios
• Earnings and Dividend yields
• Book value
• Comparative rates of return

8. Investors need to take a long term approach.

Hmm..okla. Nak siap2 dah ni. Banyak gak nak beli harini. Including formula milk Sofea. Dia skang minum Enfapro A+. So far memang ok n takde ape alergic, BUT sangat la expensive. Huhu.Takpela, demi baby tersayang.=)

Daa..

Home Sweet Home

Alhamdulillah. It's officially become our house.

Mylocx can sleep peacefully now. Haha.

We bought it for investment purpose.

Are you interested in investment?
Hmm.. we love the idea of investment. Our goal is investing to win & get higher returns. But it will never happen overnight of course.

I remember i'm not a woman with a good financial IQ before. Thankfully i met someone who is equipped with financial intelligence.

I really think people (women mostly) should increase their financial IQ sebab sekarang ni, money is the key to almost everything. So takdela terlalu bergantung pada husband kan. In case anything happen, we always have back ups.

I start to open my eyes when i read books regarding money & finance. Now i share the same interest with mylocx. When 2 minds think alike, the results are twice better.

I believe that investment is not that risky if we have good financial education. For now, mylocx is focusing on real estate investment. Dia bukan terus main beli je. Research is the crucial part of investing. Wanna invest money? Then firstly you need to invest time to educate yourself.

I plan to jump in stock investment (islamic). And now, apart from many things i need to take care of, i have to invest some times to learn about stocks. To be honest, i dun even have the skills and it's not easy at all. But with the plan in mind, i really need to start the process by actually taking the action. Step by step.

The learning is ongoing though. But now, i bangga la jugak coz i dah faham sket bila baca tentang stocks or when i read the charts. Mylocx is very supportive. But he wants to monitor my performance first (by playing simulation game of stocks investment).

If i'm doing good enough, and dia btol2 convinced (plus mmg ada enough ready cash) haa...then i can jump right in the real thing. Hehe. Dia nak focus kat property so dia suruh i educate him ape2 yg patutla on stocks.

So okla. Ni ada pix of our house. It's fully furnished. Seronokla tenants tu sumer. Haha.

The Domain@Neocyber.

Monthly rental : RM2000
(fully furnished)
Tenant-occupied

It's a very small space u see. Memang suitable for students / working people yang tak de family lagi.

Kalau ada info2 yg best nanti i share lagi about investment. Yang penting, always prepare extra ready cash for atleast 6 months salary.

Daa..